You get a big tax bill every year but you’re not sure why. You feel like you’re missing deductions but don’t know which ones.
Super, STP lodgements, leave entitlements, PAYG — payroll compliance is complex. One mistake and the ATO is knocking. You need someone who handles it so you don’t have to worry.
Messy books cost you money — in missed deductions, wrong decisions, and hours of your own time. We clean things up, set you up on Xero or MYOB, and keep your records accurate and current every single month.
Thinking of expanding? Wanting to cut costs? Not sure if you should hire that next staff member? We look at your actual numbers and give you honest, practical advice — not generic textbook answers.
A profitable business can still run out of cash. We map out your cash flow, show you exactly when the tight spots are coming, and help you plan around them — before they become a crisis.
Setting up the right structure from day one saves you thousands in tax down the track. Whether it’s a Pty Ltd company, a discretionary trust, or an SMSF — we register and structure it properly the first time.
Running a family trust or unit trust? We handle the full trust tax return — including trustee resolutions, distribution minutes, and beneficiary reporting. Done correctly, on time, every year.
Book a free 20-minute call. Saumya will tell you exactly what your business needs — no upsell, no fluff.
One of the biggest frustrations we hear from Melbourne business owners: “I signed up with a big firm, paid a lot, and never once spoke to the person who actually knew my file.”
At SMH, that doesn’t happen. Saumya Gupta — our principal accountant, CPA, and ATO-registered tax agent — personally handles your account. She has spent over 10 years working with Melbourne small businesses and knows the ATO’s expectations inside out.
She doesn’t just prepare your return and disappear. She looks at your whole financial picture, explains it in plain language, and gives you strategies that actually move the needle.
Direct Quote — Saumya Gupta:
“A good accountant shouldn’t just tell you what happened last year. They should help you make better decisions this year. That’s what we try to do for every single client.”
— Saumya Gupta, CPA | Principal Accountant, SMH Accountants & Advisors
There’s no shortage of accountants in Melbourne. So why do hundreds of local businesses choose SMH? Here’s what our clients tell us makes the difference.
1. We Find Tax You Didn’t Know You Were Losing
Most business owners are overpaying tax — not because of fraud, but because their deductions aren’t being claimed correctly. In our first review of a new client’s books, we almost always find missed deductions from prior periods. We go line by line and find what’s been left on the table.
2. We Speak Plain English, Not Accountant Jargon
You’ll always know what’s happening with your finances. We explain things the way a good business partner would — clearly, honestly, without the runaround.
3. You Get a Fixed Price Before We Start
No open-ended billing. No “time and materials” invoices that balloon after the fact. We agree on a price upfront and stick to it.
4. We’re Available When You Need Us
Got a question before a big decision? Want to check something before signing a lease? You can actually reach us — not just at tax time.
5. We Stay on Top of ATO Changes So You Don’t Have To
New super rules, updated BAS thresholds, Payday Super in 2026 — we track every change and update your processes before it becomes your problem.
Your accountant prepares your returns, lodges your BAS, or cleans up your books. You approve everything before it goes anywhere.
A sole trader is the simplest structure — you and the business are the same entity. A company (Pty Ltd) gives you limited liability and can reduce tax at scale. A trust lets you distribute income to family members in lower tax brackets, which can save significant amounts each year. The right structure depends on your income, assets, and growth plans. We help you choose and set it up correctly.
Yes — we’re Xero certified and work with MYOB, QuickBooks, and most other platforms. We can set you up from scratch, take over your existing books, or just check and reconcile things each month. Whatever level of support you need, we can work around it.
